Iowa Boat Bill of Sale Overview
Iowa manages boat registration through the Department of Natural Resources (DNR). The Hawkeye State's Great Lakes region, Mississippi River, and inland reservoirs like Saylorville Lake and Coralville Lake provide ample boating opportunities. All watercraft must be registered with the DNR.
Iowa's 6% state sales tax applies to boat purchases, and local taxes may increase the total. The tax is calculated from the purchase price stated on the bill of sale, making accurate documentation essential.
Iowa does not require notarization of boat bills of sale for most transactions, though having the document notarized is recommended for higher-value vessels. The Iowa DNR processes title transfers and new registrations.
6%
State sales tax
No specific deadline
Transfer deadline
No
Notarization required
Yes
Titling Required
Iowa Boat Registration Requirements
Iowa's boat registration requirements are managed by the Iowa DNR. Here's what you need for a smooth transaction:
Important: Iowa Registration Notice
While Iowa does not specify a strict transfer deadline, prompt registration is recommended. Always verify that the hull identification number (HIN) on the physical boat matches the HIN on the title before completing the purchase. Keep copies of all documents for your records.
What the Seller Must Provide
- Signed Boat Title: The seller must sign the title and fill in the buyer's name, date, and sale price
- Bill of Sale: A completed bill of sale with HIN, vessel description, engine details, and transaction information
- HIN Verification: The 12-character hull identification number must match the title exactly
- Lien Release: If there is an existing loan on the boat, a lien release from the lender is required
What the Buyer Must Bring
- Signed Title: With seller's signature and all fields completed
- Bill of Sale: Signed by both parties with vessel details and sale price
- Valid Photo ID: Iowa driver's license or state ID
- Payment: Title fee, registration fee ($14-$90 (3 years)), and sales tax (6%)
How to Fill Out a Iowa Boat Bill of Sale
Follow these steps to properly complete your Iowa boat bill of sale. Our template guides you through each field to ensure compliance with Iowa requirements.
Enter Seller Information
Record the seller's full legal name as it appears on the Iowa boat title, current mailing address, and phone number. If the title lists multiple owners, determine if all must sign.
Enter Buyer Information
Record the buyer's full legal name exactly as it should appear on the new title, current Iowa address, and contact information. The buyer's location may affect local tax rates.
Describe the Watercraft
Enter the year, make, model, overall length, hull material, hull type, and 12-character HIN from the transom. Include the current IA registration number if applicable.
Record Engine Details
Include the engine make, model, horsepower, fuel type (gas, diesel, electric), and serial number. For boats with multiple engines, document each one separately.
State the Sale Price
Enter the agreed purchase price in both numbers and words. Iowa sales tax of 6% will be calculated from this figure.
Sign and Date
Both buyer and seller must sign and date the bill of sale. Print two copies — one for each party. The buyer should register with the Iowa DNR promptly.
Iowa Boat Title Transfer Process
After completing the bill of sale and signing the title, the buyer must register the vessel with the Iowa DNR.
Complete the Sale
Sign the bill of sale, sign the title, exchange payment and any included equipment
Obtain Insurance (If Required)
Check whether Iowa requires boat insurance before registration
Visit the Iowa DNR
Bring the signed title, bill of sale, photo ID, and payment for fees and taxes
Pay Fees and Taxes
Registration fee ($14-$90 (3 years)), title fee, and sales tax (6%)
Receive Registration and Decals
Iowa issues new registration numbers and decals to display on the hull
Iowa Boat Sales Tax & Fees
Here's a breakdown of the costs you can expect when registering a boat in Iowa:
| Fee / Tax | Amount |
|---|---|
| State Sales Tax | 6% of sale price |
| Local Tax | Varies by jurisdiction |
| Title Transfer Fee | $4-$25 (varies) |
| Registration Fee | $14-$90 (3 years) |
| Duplicate Title | $10-$25 |
| Late Fee | Varies |
Sample Iowa Boat Bill of Sale
Below is a preview of our Iowa-specific boat bill of sale. Your customized document will include all fields required by the Iowa DNR.
STATE OF IOWA
BOAT / WATERCRAFT BILL OF SALE
Private Party Vessel Transfer
SELLER:
Name: [Seller Name]
Address: [Iowa Address]
BUYER:
Name: [Buyer Name]
Address: [Iowa Address]
VESSEL INFORMATION
Year: [Year] Make: [Make] Model: [Model]
HIN: [12-character HIN]
Length: [ft] Hull: [Material]
Engine: [Make/HP]
Sale Price: $[Amount]
Iowa Boat Bill of Sale FAQ
Answers to common questions about Iowa boat bills of sale, vessel registration, and title transfers.
Official Iowa Resources
Use these official state and federal resources to verify requirements, find your local office, and access government forms for your Iowa boat transaction.
Other Iowa Bill of Sale Templates
Need a different type of bill of sale for Iowa? We offer state-specific templates for every type of property transfer.
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Create Your Iowa Boat Bill of Sale
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