South Carolina Real Estate Power of Attorney Overview
A South Carolina real estate power of attorney authorizes an agent to handle property transactions on behalf of the property owner. This includes buying, selling, refinancing, leasing, and managing real property located in South Carolina. The POA must be recorded with the county recorder in the county where the property is located before the agent can execute any documents.
South Carolina requires all real estate POAs to be notarized and requires 2 required in addition to notarization. South Carolina does not mandate a specific statutory form, but the POA must meet general recording requirements. Title companies in South Carolina will typically accept a properly recorded POA, though they may have additional requirements.
Lenders such as Fannie Mae, FHA, and VA have specific rules about POA use for mortgage transactions in South Carolina. The POA must specifically authorize mortgage or refinancing transactions, and the borrower typically must have signed the initial loan application personally.
Required
Recording
Required
Notarization
2 Required
Witnesses
No specific form
Specific form
South Carolina Real Estate POA Requirements
Critical: Record Before Using
The POA must be recorded with the South Carolina county recorder BEFORE the agent signs any real estate documents. A deed or mortgage signed by an agent whose POA has not been recorded will be rejected.
- Notarization: Required for all South Carolina real estate POAs
- Witnesses: 2 Required in South Carolina
- Recording: Must be recorded in the county where the property is located
- Specific Form: No specific form
- Title Company: Attorney state - review required
- Legal Description: Including the property's full legal description is strongly recommended
Recording in South Carolina
To use a real estate POA in South Carolina, the document must be recorded with the county recorder in the county where the property is located. This gives public notice of the agent's authority and is required before any real estate documents can be signed by the agent.
Prepare the Document
Ensure the POA is properly notarized and meets South Carolina recording format requirements
Visit the County Recorder
File the original notarized POA at the county recorder's office where the property is located
Pay Recording Fees
Fees vary by South Carolina county, typically $10-$50 depending on page count
Obtain Certified Copies
Get certified copies for the title company, lender, and your records
How to Create a South Carolina Real Estate POA
Identify Principal and Agent
Full legal names and addresses of the property owner and the person who will act on their behalf. Consider naming a successor agent in case the primary agent is unavailable.
Define the Real Estate Authority
Specify what the agent can do: buy, sell, refinance, lease, manage, or all of the above. Include the legal description of the South Carolina property if the POA is limited to specific property.
Execute, Notarize, and Witness
Sign before a South Carolina notary public. Obtain 2 required as required by South Carolina law. Ensure the document meets South Carolina county recording format standards.
Record with South Carolina County
File the original with the county recorder where the property is located. This must be done BEFORE the agent signs any documents. Get certified copies for the title company and lender.
Lender Acceptance in South Carolina
If the South Carolina real estate transaction involves a mortgage, the lender has additional requirements:
| Lender | Requirements |
|---|---|
| Fannie Mae | POA must authorize mortgages; agent cannot be loan officer; borrower signs initial app |
| FHA | POA must be recorded in South Carolina; must be property-specific; principal must be verified alive |
| VA | Accepted for active duty; must comply with South Carolina law; lender documents reason for POA use |
South Carolina Real Estate POA FAQ
Answers to common questions about South Carolina real estate powers of attorney, recording requirements, and title company acceptance.
Official South Carolina Resources
Use these official resources for your South Carolina real estate power of attorney.
Other South Carolina Power of Attorney Types
Need a different type of power of attorney for South Carolina?
South Carolina General POA
Broad authority for financial and legal matters
South Carolina Durable POA
Remains valid if you become incapacitated
South Carolina Medical POA
Healthcare decisions and HIPAA authorization
South Carolina Financial POA
Banking, investments, and financial management
South Carolina Limited POA
Specific transactions or time-limited authority
South Carolina Springing POA
Activates upon a specific event or condition
South Carolina Minor Child POA
Temporary guardianship for children
South Carolina Vehicle POA
DMV transactions and vehicle transfers
Create Your South Carolina Real Estate POA
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